Free Canadian mortgage tools
Mortgage calculators for Canadian homebuyers and homeowners
Plan your purchase, renewal, or refinance with calculators that use real Canadian math — semi-annual compounding, the federal stress test, CMHC insurance, and provincial land transfer tax.
Semi-annual compoundingFederal stress testCMHC premiumsLand transfer tax
Mortgage Payment Calculator
Estimate your payment using Canadian semi-annual compounding.
$
$
5.0% of the purchase price.
%
25 yrs
Estimated monthly payment
$3,427
Based on Canadian semi-annual compounding.
Down payment$32,500
Mortgage$642,200
Mortgage amount$642,200
Incl. CMHC insurance$24,700
Monthly$3,427
Bi-weekly$1,582
Weekly$791
Get my real rate
Estimate only — not a quote or an offer of credit. Actual figures depend on your full application, property, and lender qualification.
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