Mortgage news, insights & guides
Timely Canadian mortgage market updates, rate analysis, and plain-language guides to help you decide with confidence.
6 articles
Personal financePersonal Finance for Canadian Homeowners: 6 Practical Moves
Higher living costs, debt payments and mortgage renewals are putting pressure on many Canadian households. Here are practical ways homeowners can protect cash flow, build a safety net and make more intentional mortgage decisions.
June 22, 20263 min readRead article
Credit & debtHow to Improve Your Credit and Debt Profile Before a Mortgage
Before you apply for a mortgage, lenders look at more than your credit score. This practical guide explains how to clean up your reports, lower balances, manage debt, and show lenders that your credit is under control.
June 18, 20263 min readRead article
HomeownershipHow Canadian Homeowners Can Budget for Repairs, Debt and Renewals
Homeownership costs do not stop at the mortgage payment. This practical guide shows how to plan for repairs, debt, renewal pressure, renovation financing and available federal supports without becoming house poor.
June 16, 20263 min readRead article
Market updateBank of Canada holds at 2.25%: what June's decision means for your mortgage
The Bank of Canada left its policy rate unchanged again in June. Here's why rates are stuck, and what it means whether you hold a variable, fixed, or are shopping for a new mortgage.
June 11, 20265 min readRead article
RenewalsCanada's 2026 renewal wave: how to handle a rate reset without overpaying
More than a million Canadian mortgages renew in 2026 — many jumping from pandemic-era lows to today's rates. Here's how to prepare for the payment shock and keep your options open.
June 4, 20266 min readRead article
First-time buyersUsing the FHSA in 2026: a first-time buyer's playbook
The First Home Savings Account remains one of the most powerful tools for Canadians buying their first home. Here's how it works and how to combine it with other programs.
May 28, 20267 min readRead article